are issued by a variety of financial institutions, such as banks, credit unions, and other card issuers. These cards provide consumers with a convenient way to make purchases and access credit Typically with a revolving line of credit that allows for ongoing charges and payments.
There are different types of credit cards available in the USA, such as rewards cards, cash back cards, and travel cards, each offering specific benefits and rewards for cardholders. Many credit cards also come with added perks such as fraud protection, purchase protection, and extended warranties.
When applying for a credit card in the USA, issuers will typically review the applicant’s credit history and credit score to determine eligibility and the terms of the card, including the interest rate, credit limit, and any fees associated with the card.